Many touch therapies have a big risk of being accused of sexual abuse or molestation. Your innocence doesn't protect you from a lawsuit or accusation, and that's where our Sexual Abuse Liability Protection Package option comes into play. You can perform your work with confidence knowing that you are protected from one of the most common insurance claims out there.
We highly recommend that anyone who provides a touch therapy include this package in your liability coverage. This includes massage therapy, makeup artists, reiki practitioners, yoga and pilates instructors, and even personal trainers. Read more about why this coverage is important in our Sexual Abuse Liability Insurance White Paper.
General & professional liability coverages protect you from lawsuits and damages arising out of the normal duties of your work. Sexual abuse and molestation are illegal acts and are not a part of your normal business. Therefore, most insurance policies exclude any coverage for these incidents. With a special added protection package like ours, you can choose to fill that gap.
**NOTE: This coverage is an endorsement to the general & professional liability -- it cannot be purchased on its own.
We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!Explore Benefit Suites
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