As a business owner, you understand the risks that come with providing salon services. A client could slip and fall on your premises, an employee could accidentally injure a client, your payment processing system could be compromised, and much more. Your responsibilities as an employer go far beyond helping customers feel beautiful - you have to manage finances, monitor purchasing for hair and beauty products, and ensure that your employees are scheduled and working efficiently. On top of all this, you and your employees are responsible for property damage done in the course of normal business.
The Alternative Balance Professional Group has partnered with the best insurance company in the business, Lloyd's of London, to bring you coverage designed specifically for your business. Our coverage includes General and Professional Liability, coverage for Damage to Premises Rented, Advertising Injury, Medical Expenses and much more. We also offer optional Protection Packages for Sexual Abuse Liability and Cyber Liability.
Our online process is simple, low-cost and instant - no waiting for a quote. In just 10 minutes, you can have high-quality salon owners insurance at a lower cost than just about any other commercial insurance provider. While other companies would charge over $1,000 to cover a salon with employees, our prices for employers start at just $279 annually. Visit our Coverage page for more specific information about the types of coverage included in our plan, including definitions of what the coverage types mean. You choose the options that work for your business to customize your coverage.
Also, be sure to visit our Cosmetology Insurance Guide here for answers to other common insurance and industry questions.
We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!Explore Benefit Suites
Our FAQ section has the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.View FAQ