Scissors can slip, a haircut could go wrong, a chair could break, and a straight razor could... well, you get the idea. Accidents happen, and through no deliberate fault of your own, people can get hurt. What would you do if someone sued you for their injuries? Insurance is a valuable and necessary step in protecting yourself and your work. Liability insurance for hair stylists is often required by state licensing departments and property owners from whom you might rent space. Defense costs simply to defend yourself against frivolous lawsuits can be high, but the right insurance coverage can step in to take that worry off your mind.
The Alternative Balance Professional Group has partnered with the best insurance companies in the business to bring you coverage designed specifically for your industry. We even provide coverage that can protect you from clients who have allergic reactions to products. It also may protect you if they make a claim and ask for financial reimbursement for loss of income they suffered because of your treatment.
Our extensive insurance plan covers general & professional liability, medical expenses, advertising injury, and much more. It's simple, low-cost, and instant! Our insurer is Lloyd's of London, one of the most trusted insurance companies for the last 100 years! Visit our Coverage page for more specific information about the types of coverage included in our plan, including definitions of what the coverage types mean.
Also, be sure to visit our Cosmetology Insurance Guide here for answers to other common insurance and industry questions.
We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!Explore Benefit Suites
Our FAQ section has the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.View FAQ