Fitness Instructor Insurance

Personal TrainersZumba InstructorsAerobics InstructorsPole Fitness Instructors • TRX Trainers • Water Aerobics Instructors

Fitness Instructor Insurance

Share this page:

From Aerobics to Zumba, We've Got You Covered

The whole point of working out is to push the body to do more. Unfortunately, injuries can be a side effect of many types of exercise. If you're the instructor leading the group, you could be held liable for one of your students' injuries. As a fitness instructor you have worked hard to establish yourself ethically and professionally with your clients, but we understand it only takes one lawsuit to stop your passion in the industry and your ability to work. You protect your health with exercise, now protect your work with insurance and member benefits from Alternative Balance!

Why do I need insurance?

Often when you provide your service at a location that someone else owns, such as a gym, school or at training facilities, they will not protect you and will require you to have your own professional liability insurance. There's no need for the policy to be expensive - we know you can appreciate saving money! Our low-cost options can be customized for your work schedule, part-time or full-time, or even while you're training to instruct a specific style of exercise (with our student policy). Check out more details on our Benefit Suites and Pricing pages.

What coverage is included in my fitness liability insurance?

Your policy will include General & Professional Liability, Damage to Premises Rented, and much more. We also offer optional Cyber Liability, which protects your business in the event of a cyber attack or hack. Sexual Abuse Liability is also available as an optional coverage. Visit our Coverage page for more specific information about the types of coverage included in our plan.

Buy Now

Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

Explore Benefit Suites

Fitness Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

View All FAQ