Excluded Services

The following are services and coverages currently excluded from coverage:

  • Training or application of micro-pigmentation, black henna, body piercing, tattooing, body branding
  • Cosmetic surgery or the use of lasers
  • Psychological and related treatment
  • Massage/movement using other than the body; unless approved in writing by the insurance company
  • Manipulations or adjustments of the human skeletal structure
  • Failure to diagnose or treat any condition, or failure to refer a client to any medical professional or healthcare provider for treatment
  • The administering or prescription of any prescribed medicine
  • Surgical hair removal, hair implanting, or hair transplanting
  • Removal or any attempt to remove warts, moles or skin growths
  • Chiropody or Podiatry, Physical Therapists, Skin Needling
  • Suntan beds or suntan booths
  • Sale, service or application of wigs or toupees
  • Ultrasonic Cavitation Machines
  • The use of electrical or mechanical apparatus or device for massage therapy
  • The use of any appliance, apparatus, or device employing x-ray
  • Martial arts for self defense
  • The transmission of a communicable disease
  • Any medical professional, medical services

**Please note these are brief definitions of exclusions and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of exclusions.