As a professional cosmetologist or cosmetology student, you have received specialized education to provide your clients with a wide variety of hair and beauty needs. You are on your feet most of your working hours, and you are safety-conscious about your clients' experience at your salon.
Unfortunately, even the most safety-conscious professional cosmetologist can have incidents with clients. Liability insurance can protect you from clients who have allergic reactions from products, cuts from sudden movements, and slips and falls. We cover hair stylists, makeup artists, nail technicians, barbers, and more! We even include insurance for estheticians, which is especially useful for those of you who offer multiple services, like haircuts, eyebrow and upper lip waxing, and manicures all in one location! Even if you work in multiple locations or go to your clients' homes, we cover you there too.
Are you a salon owner? We cover you and your employees, too! Check out our Employer coverage level for more information.
With the Alternative Balance Professional Group, you can relax and focus on your business. You won't find a policy like this anywhere else! Our policy includes professional and general liability, defense costs, premises liability, and much more. This program is available to full-time workers, part-time workers and trainees.
We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!Explore Benefit Suites
Our FAQ section has the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.View FAQ